Insurance Check-In

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Insurance is an interesting investment, and an important part of a well-balanced financial plan. Insurance protection is crucial to hedge against the financial perils of life - while keeping you and your family protected and well funded.

Is it still enough?

A lot of people consider buying life insurance when they experience life events – marriage, a new mortgage, parenthood – but few remember to update their plans as they grow older,  advance through their careers, earn more money and acquire more assets. It is important to ensure that your insurance protection represents your life as it stands now, and where your financial plan has you headed.

The right mix

Term life insurance is a commendable product that does what it was built for… insuring you for a predefined number of years. But, term policies have limitations if you outlive the term, become disabled, require long-term care, or would like to create a legacy plan for your family or charities. Term insurance does not help with these circumstances, but there are other types of insurance that can. Creating the proper mix of policies can help to save costs, while filling gaps in your coverage.

Do what you love

People often overlook the freedom that the right insurance coverage can provide. Considering a a career change, or leaving your job to start your own business? These risks scare a lot of people, partially because they’re giving up a paycheck and benefits. We think so much about saving money in order to ensure our families are taken care of, that we forget about our dreams and ourselves. Proper insurance coverage allows you to chase your dreams and attack exciting opportunities while knowing your loved ones are secure even if you can’t save enough.

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Fixed insurance services offered through Berer Financial Management.